The three major credit bureaus in the United States are Equifax, Experian, and TransUnion. Here’s how you can contact them and obtain your free annual credit report from each:
- Equifax:
- Website: Visit the Equifax website at www.equifax.com.
- Phone: You can request your credit report by phone by calling 1-800-685-1111.
- Mail: You can request your credit report by mail by filling out the Annual Credit Report Request Form available on the Equifax website and mailing it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
- Experian:
- Website: Visit the Experian website at www.experian.com.
- Phone: You can request your credit report by phone by calling 1-888-397-3742.
- Mail: You can request your credit report by mail by filling out the Annual Credit Report Request Form available on the Experian website and mailing it to Annual Credit Report Request Service, P.O. Box 4500, Allen, TX 75013.
- TransUnion:
- Website: Visit the TransUnion website at www.transunion.com.
- Phone: You can request your credit report by phone by calling 1-800-888-4213.
- Mail: You can request your credit report by mail by filling out the Annual Credit Report Request Form available on the TransUnion website and mailing it to Annual Credit Report Request Service, P.O. Box 2000, Chester, PA 19016-2000.
To obtain your free annual credit report \ visit the centralized website:
- www.annualcreditreport.com, the official website authorized by the federal government to provide free credit reports. From there, you can request your credit reports from Equifax, Experian, and TransUnion all at once or stagger them throughout the year.
Remember to review your credit reports regularly to monitor your credit activity and identify any inaccuracies or signs of identity theft.