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Terms and Conditions

The following Terms of Service agreements outline the terms and conditions governing your use of the MVP Heroes Housing Network, a featured program of the USA Homeownership Foundation, Inc. (MVP Network). Our website operates under the laws of the United States, and if accessed from other locations, users are responsible for compliance with applicable local laws. The information on this website is compiled by MVP Network, VAREP Inc., and VETCares, Inc., for the sole purpose of providing information about the company and its services to interested parties. We do not make any representations, warranties, or assurances regarding the accuracy or completeness of the information and materials provided.

MVP Network, VAREP Inc., and VETCares, Inc., along with their officers, employees, affiliates, representatives, or agents, shall not be held liable for any damages or injury resulting from your access to, or inability to access, our website, or from your reliance on any information provided on our website. We retain the right to make changes to the information on this website or the services described therein without prior notice. If there are questions about these agreements, contact us at [email protected]. We reserve the right to amend these agreements at any time. By accessing the MVP Heroes Housing Network website or utilizing our services, you agree to be bound by the Terms and Policies in effect at that time. This agreement includes a binding arbitration provision enforceable by the parties and a waiver of your class action rights.


MVP Network, a nonprofit Veteran Service Organization (VSO), offers housing resources to Heroes through marketing and referral services. All content on this website is intended for educational purposes only and does not establish a legal contract, whether express or implied, between MVP Heroes Network and its users. The information and services presented on this website may contain inaccuracies or typographical errors. MVP Network, its Affiliates, Partners, or Suppliers shall not be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising from the use of this website, the delay or inability to use it, or any information and services obtained through it, whether based on contract, tort, strict liability, or otherwise, even if the MVP Network or any of its Affiliates, Partners, or Suppliers has been advised of the possibility of damages.

The ability to provide real estate-related services or products, such as home mortgages and insurance, varies by state. Nothing within should be construed as an offer of such services or products in any state where it would be unlawful. Rebates may not be allowed in all states, and in some states, a gift card or commission credit at closing may be provided instead of the Cash-Back bonus. Heroes must register with MVP Network before contacting a real estate agent or lender and must be represented by an MVP Network Ambassador-assigned real estate firm or lender at closing to qualify. Additional terms and conditions may apply.

The MVP Network holds no responsibility for errors or delays in responding to requests for real estate professionals or lenders that arise due to incorrect email addresses, contact information provided by users, or other technical issues beyond our reasonable control.

WARRANTIES Users acknowledge and agree that their use of this website and the services provided is on an "as is," "as available," and "believed accurate" basis without any warranty, either express or implied. This includes but is not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or availability. MVP Network and its affiliates, as well as suppliers, explicitly disclaim all warranties, whether express or implied, including merchantability, fitness for a particular purpose, and non-infringement. MVP Network, its content providers, or any individuals involved in creating, producing, or distributing information on this website do not guarantee that it is error-free, that defects will be corrected, or that the server making the content available will be free of viruses or other harmful components. Any material downloaded or obtained through the use of the website is at your own discretion and risk, and you are solely responsible for any damage to your computer system or loss of data resulting from such downloads. It is your responsibility to back up any data you submit to this website.


If you provide feedback or data, such as questions, comments, or suggestions, concerning the content of this website, it will be considered non-confidential. We will not be under any obligation regarding such information and will have the freedom to reproduce, use, disclose, and distribute it without limitations. We reserve the right to utilize any ideas, concepts, know-how, or techniques contained in the provided information for any purpose, including, but not limited to, the development, manufacturing, and marketing of products incorporating such information.


This website may include hyperlinks to websites operated by parties other than MVP Network or its affiliates. These hyperlinks are provided for reference purposes only. We do not exert control over such websites and are not accountable for their content. The presence of hyperlinks to other websites on our site does not imply our endorsement of the material on those websites or an association with their operators. Your access to and utilization of such websites, including information, material, products, and services on those sites, is at your own risk. Additionally, because the MVP Network privacy policy applies only when you are on our website, it is advisable to review the privacy policy of any linked website before disclosing any personal information.


By using this website, users explicitly warrant to MVP Network that they will not engage in any unlawful or prohibited activities as outlined in these terms, conditions, and notices. Users are not permitted, without prior written permission, to utilize any computer code, data mining software, "robot," "bot," "spider," "scraper," or other automatic devices, programs, algorithms, or methodologies with similar processes or functionalities. This prohibition extends to any manual processes designed to monitor or copy the web pages, data, or content on this website or accessed through it. Additionally, individuals under the age of 18 are not allowed to use this website.


Any claim or controversy, referred to as a "Dispute," arising from or related to the use of MVP Network services or any acts or omissions for which MVP Network may be considered liable, shall be conclusively and exclusively settled through arbitration in California. The arbitration process will be conducted before a single arbitrator, following the commercial arbitration rules of the American Arbitration Association ("AAA") in effect at that time. The arbitrator will be chosen in accordance with AAA rules, or if no such rules exist, the consumer will select an arbitrator from a panel acceptable to MVP Network.

In arbitration, the costs will be borne by the non-prevailing party. This agreement dictates that all disputes between users and MVP Network will be resolved through binding arbitration, thereby waiving the right to pursue claims in court. Additionally, the agreement prohibits participation in or initiation of class actions. The resolution of rights will be determined by impartial arbitrators rather than a judge or jury.