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Beyond Real Estate Savings - Every Transaction Empowers a Hero

Expert Support, Built for Heroes by Heroes

Buy, Sell, or Refinance and receive Real Rewards from our Certified Housing Ambassadors, many who’ve walked the path and now have your six.

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Why Heroes Choose Us - The MVP Difference

  • ✅ Mission-Driven Nonprofit: Focused on service, not stakeholders.
  • ✅ HUD-Certified Counseling Agency: Expert guidance for financial & housing stability.
  • ✅ Trusted Veteran Service Organization (VSO): Recognized and respected.
  • ✅ Certified Housing Ambassadors: Vetted, trained, and committed
    • ✅ Real Rewards Program – Exclusive savings for military, veterans, community heroes, and their families
    • ✅ Giving Back – Every transaction gives a hand up to heroes in need.
    • ✅ Advocacy in Action – Fighting for veteran and servicemembers in D.C.
    • ✅ For Heroes by Heroes: Many of our members have walked in your boots or stood beside you as family and now ready to guide you home.

How it Works

Group 301

Register

Group 297

Speak with a MVP
Housing Ambassador

Group 303

Choose your Housing Ambassador and begin
the housing journey

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Real Rewards savings
are received at or
shortly after closing

Why Real Estate & Lending Professionals Partner with Us

  • ✓Grow Purposely: Expand business while making a difference.
  • ✓Stand Out: Earn an MVP Housing Ambassador Certification.
  • ✓Powerful Marketing: Access hero-focused, customizable materials.
  • ✓Specialized Training: From peers, coaches, and experts.
  • ✓Expert VA Support: Troubleshooting from a HUD-Certified VSO.
  • ✓HUD Counseling: Trusted financial & housing guidance.
  • ✓Real Rewards: Give back with each transaction.
  • ✓VETCares: Each transaction helps heroes in need.
  • ✓Exclusive Networking: Connect with top professionals.
  • ✓Advocacy in Action: Be a voice for veterans in D.C.
  • ✓National Convention: Join industry leaders to grow and transform.
  • ✓Mission-Driven Network: Be part of a force of doing good.

Our Impact

MORTGAGE-FREE HOME DONATIONS
57 Homes Donated to Deserving Heroes
COMMUNITY DEVELOPMENT
548 Affordable Homes & Land Sold
$12.7 Million Spent in Home Rehabilitation
For Low-To-Moderate Income Heroes
VETERAN OUTREACH & EDUCATION
133 Veteran Housing Summits
20,000+ Veterans & Servicemembers
VA Loan, Homebuying, SCRA, And Fair Housing
VAREP CHAPTERS
34 Chapters, 17 States
2,500+ Community Hero Grants by Chapters
HERO ADVOCACY
10 Policy Conferences, 6 Legislative Victories
For Housing, Financial Literacy, & VA Loan
NOURISHMENT & NETWORKING
10 National Conventions
For Housing Professionals to
Better Serve The Hero Community
VETERAN HOMELESSNESS PREVENTION
751 veterans have been referred to HUDVASH
HOMEBUYER EDUCATION
50+ HUD-Certified First Time Homebuyer Workshops
HOMEOWNER DEFALUT MITIGATION
Foreclosure Prevention workshops Throughout United States
VAREP UNIVERSTIY
10+ States C.E. Real Estate School Provider
8 Housing Professional Courses
HELP First-Time Homebuyer Class
CreditSmart Military Module – Freddie Mac
HOUSING PROFESSIONAL EDUCATION
40,000+ Real Estate, Lending, And Housing Professionals Educated About The VA Loan, SCRA, & Fair Housing
VETCARES HERO GRANTS
22 Prevention Therapy Grant
Closing Cost Grant
Emergency Needs Grant
MST Healing Grant
Domestic Violence Healing Grant
Disaster Rebuilding Grant
CAMPCARES LIVE EXPERIENCE
SHE Matters Female Immersion
Warrior Within Male Immersion

Our Story

National Housing Nonprofit, HUD-Approved Housing Affiliate, Trusted Veteran Service Organization, Philanthropic Initiatives, and the MVP Heroes Housing Network Formation.

VA LOAN BIAS & INSPIRATION

Our founder, Navy veteran, did not use his VA loan benefit when buying his first home due to misinformation and VA loan bias from agents and lenders. He realized he must do something to create change.

2004

USA HOMEOWNERSHIP FOUNDATION DBA VAREP

USA Homeownership Foundation Inc., DBA Veterans Association of Real Estate Professionals (VAREP), 501.c3 nonprofit, was established.

2011

VAREP LOCAL CHAPTERS

VAREP launched its first five chapters in California, with housing professionals serving local communities.

2012

NATIONAL EVENTS

The annual VAREP Policy Conference & National Convention were first held.

2014

AFFORDABLE COMMUNITY DEVELOPMENT

The Freedom Flippers – Blight to Bright housing rehabilitation programs was established to provide LMI heroes with homeownership opportunities.

2015

MORTGAGE-FREE HOME DONATIONS

The House-A-Vet mortgage-free hero home donation program was established.

2016

STOP DROP PUSH CAMPAIGN

The 22 preventions through alternative therapy gap funding program was established.

2017

HUD HOUSING COUNSELING

Became a HUD-Approved Counseling Agency offering comprehensive financial & housing counseling.

2018

REAL ESTATE SCHOOL PROVIDER

VAREP University was established to be an official real estate C.E. school for 12+ plus states.

2019

VAREP INC.

Reorganized and established VAREP, Inc. as a 501.c19 veteran service organization to better serve heroes.

2020

VETCARES INC.

VETCares was established as a sister organization for hero philanthropy.

2021

VETERAN ECONOMIC & HOUSING OUTREACH CENTERS

VEHOCs serve as the central hub for VAREP’s programs & services. Available virtually and physically.

2023

MVP HEROES HOUSING NETWORK

MVPHHN was established as a featured program of VAREP, providing heroes with real estate resources and savings.

2024

HOMEOWNER OUTREACH & MITIGATION ENGAGEMENT PROGRAM

HOME was established as a HUD service for third-party representation for defaulting heroes to prevent foreclosures.

2025